1. Who we are
This Privacy Policy describes practices for
Team Westside (the “Team,” “we,” “us,” or “our”)
operating at
teamwestside.dscrexperts.com
and related pages, including individual loan officer sub-sites
(for example /amir-abuhalimeh, /jay-dao,
/ali-sahrai).
Team Westside is a group of independent, licensed mortgage loan originators affiliated with West Capital Lending (NMLS #1566096), 17911 Von Karman Ave, Suite 400, Irvine, CA 92614. Individual originators also publish their own NMLS IDs on their pages and Legal Notices.
2. Scope
This Policy applies to personal information collected through our websites, web forms, quiz / pre-qualification funnels that redirect to or from this domain, thank-you pages, and related online communications about mortgage and investment-property loan products and services.
It does not cover websites of third parties we do not control (including capital partners or external quiz hosts), except to the extent we receive information from those partners about an inquiry you submitted in connection with a Team Westside originator.
3. Information we collect
Depending on how you interact with us, we may collect:
- Identifiers and contact data — name, email address, telephone number, postal address, and similar contact details.
- Inquiry and loan parameters — subject property address or location, property type, loan intent (for example cash-out or rate/term refinance), estimated values, and other scenario details you provide.
- Communications content — messages, call notes, and follow-up correspondence related to your inquiry.
- Technical and usage data — IP address, browser type, device information, referring URLs, pages viewed, and approximate timestamps, collected through standard web logs and similar technologies.
- Consent and preference records — records of your opt-in, opt-out, and do-not-contact requests.
We do not require a hard credit pull to complete a pre-qualification or inquiry form on this site. A formal credit inquiry is initiated later only with your written consent as part of a loan application process.
4. How we use information
We use personal information to:
- Respond to your inquiry and evaluate financing options that may fit your scenario;
- Match your inquiry with licensed originators and capital partners;
- Contact you by phone, SMS, and email about your inquiry and related mortgage or investment-property loan products and services, consistent with your consent and applicable law;
- Operate, secure, and improve our websites and lead processes;
- Comply with legal, licensing, and recordkeeping obligations; and
- Enforce our terms and protect against fraud or misuse.
5. How we share information
We do not sell your personal information for money. We may share information with:
- West Capital Lending and affiliated companies as needed to process your inquiry;
- Capital partners, lenders, and investors when necessary to present matched loan programs or underwrite a file you choose to pursue;
- Service providers who host forms, send messages, provide CRM or analytics tools, or otherwise help us operate (under contracts that limit their use of your data);
- Professional advisors (for example counsel or compliance) and authorities when required by law or to protect rights and safety; and
- Successors in connection with a merger, acquisition, or similar corporate transaction.
Individual originators on Team Westside may receive, retain, and use information you enter on their forms — including completed fields that are not formally submitted — so they can follow up on your inquiry, as described in that originator’s Legal Notice.
6. Calls, texts, and email
By providing your name and contact information through a Team Westside or loan officer web form, you expressly consent to receive communications from that originator, Team Westside, West Capital Lending, its agents, and affiliated partners. Communications may include phone calls (including to wireless numbers) using an automatic telephone dialing system or artificial or pre-recorded messages, as well as text messages and emails for marketing mortgage and investment-property loan products and services.
Consent is not a condition of purchasing any product or service. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of SMS; reply HELP for help. See our SMS Terms of Service.
You may revoke marketing consent at any time by using the phone number or email published in the applicable loan officer’s Legal Notice, or by contacting us as described in Contact below, and asking to be placed on our do-not-contact list.
7. Cookies and site technology
We and our service providers may use cookies, pixels, local storage, and similar technologies that are necessary to run the site (for example session continuity and security) and, if enabled, to understand aggregate traffic or measure campaign performance. You can control cookies through your browser settings; blocking some cookies may affect site functionality.
8. Retention
We retain personal information for as long as needed to fulfill the purposes described in this Policy, including responding to your inquiry, maintaining business records, resolving disputes, and meeting legal or licensing retention requirements. Retention periods vary by record type and applicable law.
9. Security
We maintain appropriate technical and organizational safeguards designed to protect personal information. No method of transmission or storage is completely secure; we cannot guarantee absolute security.
10. Your choices
- Marketing communications — opt out of SMS with STOP; unsubscribe from emails via the link provided; or ask us to place you on a do-not-contact list.
- Access / correction / deletion — you may request access to, correction of, or deletion of personal information we hold about you, subject to legal exceptions (for example records we must keep for compliance).
- Do Not Sell or Share — see California rights below.
11. California privacy rights (CCPA / CPRA)
Do Not Sell or Share My Personal Information. We do not sell personal information for money. If you want to opt out of any “sale” or “sharing” of personal information as those terms are defined under California law (including certain advertising disclosures, if used), submit a request using the contact methods below and include “Do Not Sell or Share” in your message.
If you are a California resident, you may have the right to:
- Know the categories and specific pieces of personal information we have collected about you;
- Know the categories of sources, business purposes, and third parties with whom we disclose information;
- Request deletion or correction of personal information, subject to exceptions;
- Opt out of sale or sharing of personal information; and
- Not be discriminated against for exercising these rights.
To exercise these rights, contact us as described in Contact. We will verify your request to the extent required by law. You may use an authorized agent as permitted by California law.
Sensitive personal information. We do not use or disclose sensitive personal information for purposes that require a right to limit under the CPRA beyond what is necessary to provide the services you request or as otherwise permitted by law.
Shine the Light. California residents may request information about our disclosure of personal information to third parties for their direct marketing purposes. We do not disclose personal information to third parties for their own direct marketing in that manner; to confirm, email or write us with “California Shine the Light” in the subject or first line.
12. Children
Our services are directed to adults seeking mortgage and investment financing. We do not knowingly collect personal information from children under 16. If you believe we have collected such information, contact us and we will take appropriate steps to delete it.
13. Changes to this Policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after an update constitutes acceptance of the revised Policy where permitted by law.
14. Contact
Privacy and do-not-contact requests:
- Mail: Team Westside / West Capital Lending, Attn: Privacy, 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
- Phone: Use the direct number published in the Legal Notice on the loan officer page through which you submitted your inquiry
- NMLS: Company NMLS #1566096 — nmlsconsumeraccess.org
Related: SMS Terms of Service. Individual originator Legal Notices appear in the footer of each loan officer’s pages.