1. Program description
Team Westside and its licensed loan originators affiliated with West Capital Lending (NMLS #1566096) offer an SMS / text messaging program related to mortgage and investment-property loan inquiries, appointment reminders, application follow-ups, and informational or marketing messages about loan products and services.
Messages may come from Team Westside, West Capital Lending, an individual originator on this site, or a service provider sending on their behalf.
2. Consent
By opting in to SMS from a Team Westside or loan officer web form or other medium — including by providing your mobile number and submitting an inquiry — you agree to receive SMS messages from Team Westside, the named originator, West Capital Lending, its agents, and affiliated partners.
Consent is not a condition of purchasing any product or service. You may opt out at any time.
Additional consent language appears in each loan officer’s Legal Notice and on-page form disclosures.
3. Frequency and cost
- Message frequency varies based on your inquiry status and preferences.
- Message and data rates may apply according to your mobile carrier plan.
- Carriers are not liable for delayed or undelivered messages.
4. How to opt out and get help
- Reply STOP to any message to opt out of SMS. You may receive a final confirmation text.
- Reply HELP for help, or contact us using the methods below.
- You may also request removal by calling the phone number in the applicable loan officer’s Legal Notice and asking to be placed on the do-not-contact list.
After you opt out, we will stop SMS marketing to that number, except as needed to confirm the opt-out or as otherwise permitted by law (for example certain transactional messages you still request).
5. Eligibility
You must be the owner of the mobile number you provide, or have authority to enroll it, and be able to enter into a binding contract under applicable law. The program is intended for users in the United States.
6. Privacy
We use the mobile number and related information you provide to send the messages described above and to administer the program. We do not sell your personal information to third parties for their independent marketing. See our full Privacy Policy, including Do Not Sell or Share My Personal Information.
7. Warranty and liability
The messaging program is provided as-is. To the fullest extent permitted by law, Team Westside, West Capital Lending, and their originators and providers are not liable for delays, delivery failures, or damages arising from your use of SMS, except where liability cannot be limited under applicable law.
8. Changes
We may modify these SMS Terms. The “Last updated” date will change when we do. Continued participation after an update constitutes acceptance where permitted by law. Material changes to how we use SMS may also be communicated by message or on this page.
9. Contact
- Mail: Team Westside / West Capital Lending, Attn: SMS Program, 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
- Phone: Use the direct number in the Legal Notice on the loan officer page associated with your inquiry
- Text: Reply HELP to a message from the program
- NMLS: Company NMLS #1566096 — nmlsconsumeraccess.org
Related: Privacy Policy.